COMMERCIAL UMBRELLA
Umbrella Liability Insurance For Your Business
Umbrella policies offer additional protection for catastrophes, unusual exposures, and additional liability limits beyond underlying insurance coverages.
- High limits – Affordable protection of $1,000,000 or more for each occurrence in excess of the underlying insurance.
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- Broad coverage – Protection goes beyond the scope of coverage provided by the underlying insurance.
- Legal costs in addition to limits – Legal defense costs are covered in addition to the umbrella limits of liability.
- Legal defense from the first dollar – If the underlying policy does not provide this protection, legal defense and settlement costs are covered from the first dollar.
Our umbrella policy is designed to meet clients' needs for a well-rounded business insurance program.
Are you adequately covered to provide you with the protection you need in the event of a liability loss? Losses could be well into the millions of dollars depending on the type of damage the injured party sustains. The commercial umbrella policy provides additional limits over your general liability, automobile liability and employer’s liability coverage. This coverage begins where your underlying coverage stops.
At CCI Underwriters, we can review your type of risk and provide you with quotes for extra protection provided through an umbrella policy. In today’s litigious society, an umbrella policy is a standard with many businesses. It will provide the extra added protection needed for the business to survive in the event of a substantial award from a lawsuit.