Property coverage will provide protection for a loss to physical property or the loss of its income producing abilities if the loss is due to a covered peril. Property may include building, business personal property and some types of rented office equipment. This type of coverage is typically written on a Special Form. (Cover due to all perils except what is excluded).

At CCI Underwriters, we can review the different types of Property Coverage available and offer a competitive rate. This type of coverage may be included in a Commercial Package Policy. CCI Underwriters is committed to working with you and your business to find the best coverage and rates available. Contact one of our agents today to see what we can do for your business.

Property insurance can cover the buildings that you own and/or business property and inventory against physical loss or damage.

If you don't own your building, you'll still need contents coverage. In the most policies, property insurance for business contents covers furniture, fixtures, inventory, office equipment and other supplies stored at your facility or off-premises. You may insure those items for replacement cost or for actual cash value (ACV), which pays only for the depreciated value of the property.

Replacement cost policies have higher premiums, however they can help your business recover from a loss faster, since you can replace all of the lost or damaged property with new items. If you lease some of the equipment at your business, the leasing company may require that you insure the property at replacement value.

Property Insurance For Your Business