This policy covers a business' liability arising out of a 'pollution incident', meaning emission of pollutants into or on land, the atmosphere, or water and causing environmental damage.

The broader form of coverage also provides liability for clean-up costs. These policies are generally on a claims-made basis.

If your business has the risk of a potential loss due to the chance of a pollution incident, then please contact one of our agents by requesting a quote for a premium estimate on a pollution insurance policy to protect your business.

Pollution / Environmental Liability

Environmental coverage generally falls into two categories. Errors and omissions coverage, also known as professional liability, protects a professional who mistakenly designs a facility that causes pollution in some way. Pollution incident coverage protects professionals on the job in case they cause a pollution incident by perhaps backing into a sewage pipe.

Policies for environmental consultants can feature broad coverage specifically tailored to the specific needs of a professional in the environmental field. Coverage may include pollution incident and asbestos coverage as well as retroactive coverage for eligible firms.