EMPLOYMENT PRACTICES
Serving Minnesota, North Dakota, South Dakota, Iowa and Wisconsin.
The employment practices liability policy provides coverage protecting the business from liability arising out of claims for injury to an employee because of an employment-related offense.
The policy includes coverage for the cost of defense as well.
At CCI Underwriters, we will review the types of coverage’s included in this policy form and offer quotes for your business.
Claims arising out of the following are excluded from a standard general liability policy and would be covered under an Employment Practices Liability policy:
Wrongful Termination
Religious Discrimination
Gender Discrimination
Unfair Treatment
Sexual Harassment
Employment Practices Liability
Employment practices liability coverage protects an employer against an employee's claims such as:
- Wrongful Termination
- Sexual or Workplace Harassment
- Wrongful Discipline
- Age Discrimination
- Violation of Employment Discrimination Laws
- Violation of Americans with Disabilities Act
- Wrongful Failure to Employ or Promote
- Wrongful Deprivation of a Career Opportunity
- Breach of Employment Contract
- Employment Related Misrepresentation
- Failure to Adopt Adequate Workplace Employment Policies & Procedures
- Illegal Retaliatory Treatment
- Invasion of Privacy
- Negligent Evaluation
- Employment Related Wrongful Infliction of Emotional Distress
The purpose of this insurance is to protect the corporation, directors, officers and employees from alleged employment-related wrongful acts. Some features to having this policy are Coverage for front/back pay, attorneys’ fees and compensatory damages, for punitive damages where insurable by law, for actual or alleged retaliatory treatment, varying retention's for class action suits or other claims, for emotional distress or mental anguish, no purposeful or intentional acts exclusion or reductions in force or mass layoffs exclusion.*
*Coverage varies from company to company.
Call us today to review these coverages and how they can benefit you as a business owner