AGRICULTURAL

 Businesses in the agricultural industry have unique risks and also have specific insurance policies designed for them. With a lot of variables such as weather and disease, these businesses have a very high risk for losses. Listed below are some agricultural insurance policies.

AgMax provides a flexible, comprehensive insurance policy that combines personal, business and farm coverage with core general liability, auto, property and umbrella coverage, plus additional coverage customized for your operation.

AgMax can cover a broad range of commercial
agriculture exposures, including:

• Processing of farm produce
• Retail sales of farm produce
• Roadside stands and farmers’ markets
• Custom farming, trucking – hauling farm commodities
• Agritainment – cornmazes, pumpkin patches, etc.
• Livestock production
• Equine boarding, breeding and training
• Hunting and guiding
• Kennel Operations

AgMax provides even more!
AgMax offers a series of specialized optional endorsements¹ that combine several essential coverages into packages designed for each type of operation. These specialized coverage forms include:

• Dairy Farmers
• Grain Growers
• Hay Growers
• Livestock Farmers
• Equine Operations
• Fruit, Nut and Vegetable Growers

Additional AgMax Coverages

Equipment Breakdown Coverage is included with every outbuilding and structure. It provides coverage for equipment that is attached to a structure that fails due to mechanical, electrical or electronic breakdown. Plus, there are four additional coverages in the event of a covered equipment breakdown loss:

• $25,000 for expediting repairs
• $25,000 for the clean-up of contamination due to refrigerant release
• $25,000 for spoilage of perishables
• $25,000 for loss of income and extra expenses

Identity Theft Coverage is included if a dwelling is insured on the policy, including:

• Identity Theft Restoration Services coverage; and
• Identity Theft Indemnity Reimbursement coverage up to $25,000
  

Specialized Coverage Forms are available as an option and include:

• Crime coverage for counterfeit currency, forgery and employee dishonesty
• Business continuation coverage to help pay the bills after a covered loss to your operation or facilities

Maximize your protection to minimize risk.